|
|
We are an Independent Agency, representing numerous Insurance
Companies.
The privacy and security of your personal information is important to
us. This Privacy Notice is provided for informational purposes only.
This notice will inform you about our policies and procedures concerning
the nonpublic personal information we collect, maintain and disclose in
connection with the insurance policies you obtain from us.
What types of nonpublic personal information do we collect?
The types of nonpublic personal information we collect vary depending on
the product or service you request and may include: your name, address,
social security number, wage information, driving record, policy
coverage, medical information or credit history. It may also include
transaction information, such as your premium payment or claims history
with us. This information may be obtained from any of these sources:
consumer
reporting agencies, motor vehicle departments, and other third parties;
insurance agents and brokers; applications or other forms, (claims forms
or underwriting questionnaires), completed by you; claims reporting
services and other parties who provide information on insurance related
transactions you have conducted with us, our affiliates, as listed
above, or others.
With whom do we share nonpublic personal information? And
why?
We only disclose information about our applicants, customers, and former
customers as permitted or as required by law in conjunction with our
normal insurance operations. Here are some examples:
We may disclose information to others, such as claims adjusters,
appraisers, investigators or attorneys involved in the processing of an
insurance claim; businesses that help us with data processing or
marketing; parties who perform a business, professional or insurance
function for us including our reinsurance companies; and lien holders,
mortgagees, lessors or other persons shown on our records as having a
legal or beneficial interest in your policy. We may be required by a
court of law to provide information in connection with a legal
proceeding. We may share information with consumer reporting agencies
and insurance support organizations. We may share information with
government agencies that conduct examinations of our procedures.
What do we do to protect nonpublic personal information?
While your nonpublic personal information is under our control, access
is limited to those employees who have a legitimate business need for
such information with respect to your insurance coverage. In accordance
with applicable state and federal regulations, we maintain physical,
procedural and electronic safeguards to protect the privacy and
confidentiality of your nonpublic personal information.
Will our Privacy Policy change?
We reserve the right to change any of our privacy policies and related
procedures at any time, in accordance with applicable federal and state
laws. You will receive appropriate notice if our privacy policy
changes.
Privacy Policy Highlights
We do not sell, trade or otherwise disclose your identity or any other
personal information about you to third parties for their marketing
purposes. This includes information we obtain concerning all
applicants, customers and former customers. We may, however, share
information regarding your transactions with us with our affiliates, as
listed above, or companies that perform marketing services on our behalf
to assist us in providing our products and services to you. These
companies are required to keep your information confidential.
We have policies and procedures in place to protect nonpublic personal
information about our customers.
We do not disclose any nonpublic personal information about our
customers to anyone, except as permitted by law.
We do not share or use personally identifiable health information for
marketing purposes.
Our privacy policy applies to both current and former customers.
We recommend that you read and understand this Notice for your
personal use.
|
|
